Your loan application may be disqualified even after you receive an initial offer if certain events occur. Prior to origination, if your credit history indicates any of the events below have occurred, then your application will be rejected. A subsequent disqualifying event shall mean:
If there is any inquiry or new account on their credit report since the time of the credit report used to determine the applicant’s current rate, not including any inquiries or new accounts related to a student loan, vehicle loan or mortgage;
* Debt obligations are made up of installment accounts, mortgage / rent, and revolving credit. This calculation is separate from the debt to income calculation.
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