Will I be eligible for a Loan?

To qualify for a loan, all loan borrowers must:

  • Have a verifiable name, date of birth and social security number;

  • Be at least 18 years of age;

  • Have a credit score that meets the minimum credit underwriting requirements or, if the applicant does not have a credit score, has graduated from or is currently enrolled in (i) an associates degree at an accredited school, (ii) a 4-year (bachelor’s degree) accredited college, or (iii) more advanced degree granting program; 

  • Have a U.S. address;

  • Have a valid e-mail account;

  • Have a job or job offer he/she has accepted and will start within 6 months or another verifiable source of regular income;

  • Meet our minimum credit requirements; and

  • Have a personal banking account at a U.S. financial institution with a routing transit number;

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