Overview

To make loan payments, you must first link and verify a personal bank account in your name. Business accounts are not accepted. You can link a new bank account using one of the three methods below.

How to Add a Bank Account

To add a new bank account after receiving your loan:

1. Log into My Account, select the loan you want to update, and go to the Bank Accounts section.

2. Select Add Bank Account at the left-hand side of the page.

3. Choose one of the three verification methods:

Bank Account Verification Methods

✔ Bank Login via Plaid – The fastest method. Use your bank login credentials to securely verify your account instantly. 
✔ Voided Check – Upload a clear image of a voided check from your account. Verification is typically completed within one business day. 
✔ Small Deposits Verification – Enter your account and routing details. Upstart will make two small deposits into your bank account within 2-3 business days. Once received:

1. Log into My Account and select the loan that you are updating.

2. Enter the exact deposit amounts to verify your account.

📌 Notes: 

• Your bank account must be verified before you can use it for AutoPay or manual payments.  

• You must change your bank account details for each loan you have in your account.

Next Steps

Once your bank account is added and verified, you can set it as your preferred payment method by updating your AutoPay settings in My Account.

📌 Related Articles:

• How to Update or Delete a Bank Account for Loan Payments

• How to Schedule a Payment

• Setting Up and Managing AutoPay