To add a bank account after you have received your loan, visit your dashboard and select the “Add Bank Account” option located on the bottom of the page under “Bank Accounts.”
Dashboard view:
To add a bank account:
There are three ways to add and then verify a new bank account:
1. Bank Login - This method allows you to use your bank login information to instantly verify your bank account
2. Voided Check - This method allows you to upload an image of a voided check and is verified within one business day.
3. Small Deposits - This method allows you to provide your account and routing information so that two small deposits can be made into your bank account. Once you receive these deposits you would then need to log into your Upstart account to verify them. After depositing the two small deposits into your account, Upstart will withdraw the deposited amount in one transaction. This option takes 2-3 business days to verify your account.
Once your bank account has been verified and added, if you wish to use this account for monthly AutoPay payments please see here. If you wish to change your preferred bank account click "Edit Monthly Payments" and select the desired bank account from the list below. Only verified bank accounts will appear in the dropdown menu. To add additional bank accounts, select "Add Bank Account" at the bottom of the dashboard.