Overview
You can make extra payments to pay down your loan or pay it off in full at any time. There is never a fee for making an additional payment. However, additional payments will not be applied to future months nor will they postpone the due date of your next scheduled installment.
How Additional Payments Work
✔ Additional payments are applied to your principal and interest balance according to your loan terms.
✔ These payments do not replace your regularly scheduled monthly payment.
✔ Your due date remains the same, and the next monthly installment will still be required as scheduled.
✔ You can review the distribution of your payments on your My Account.
How to Make a One-Time Payment
If you haven’t set up AutoPay, you will see a “Make a Payment” button at the top of your My Account loan dashboard. If AutoPay is enabled, you will see “Schedule Another Payment” instead.
- Log in to My Account or the Upstart mobile app.
- Select the loan card for the loan you want to update.
- Click “Make a Payment” (or “Schedule Another Payment” if AutoPay is enabled).
- Enter your payment details and submit the payment.
Next Steps
To confirm your payment details or track your loan balance, log into My Account or contact our customer support team for assistance.
