Overview

No, Upstart does not accept loan applications over the phone. To ensure a fast, secure, and efficient process, all loan applications must be submitted online through our website.

Completing your application online allows for:

• Instant rate checks – See your estimated loan offers in minutes.
• Secure processing – Submit your information through a protected, encrypted platform.
• Faster decisions – Receive an instant decision without waiting on hold.

How to Apply for a Loan Online

Applying online is simple and can be completed in just a few steps:

1. Visit Upstart.com.
2. Click "Check Your Rate."
3. Provide basic information, including loan purpose and amount.
4. Follow the guided steps to complete your application.

You can also use these direct links for different product types to quickly navigate to the rate check you are looking for:

Check your Personal Loan rate now
Check your Auto Loan rate now
Check your Relief Loan rate now

Need Help?

If you have any questions while applying, check our Contact Page for assistance.

📌 Related Articles:

• Loan Eligibility: How to Determine If You Qualify

• Documents Needed to Apply for a Loan