To qualify for a loan, all loan borrowers must:
- Have a U.S residential street address that you currently reside at; (unless military personnel on active duty, in which case it is not required to have a U.S residential street address.)
- Not be a resident of West Virginia or Iowa;
- Be at least 18 years old;
- Have a valid email account;
- Have a verifiable name, date of birth and social security number;
- Have a full time job, a full time job offer starting in 6 months, a regular part time job or another source of regular income;
- Have a personal banking account at a U.S. financial institution with a routing transit number;
- Meet our minimum credit requirements; and
- Earn a minimum of $12,000 annual income