Am I eligible to apply for a loan?

To qualify for a loan, all loan borrowers must:

  1. Have a U.S residential street address that you currently reside at; (unless military personnel on active duty, in which case it is not required to have a U.S residential street address.)
  2. Not be a resident of West Virginia or Iowa;
  3. Be at least 18 years old;
  4. Have a valid email account;
  5. Have a verifiable name, date of birth and social security number;
  6. Have a full time job, a full time job offer starting in 6 months, a regular part time job or another source of regular income;
  7. Have a personal banking account at a U.S. financial institution with a routing transit number;
  8. Meet our minimum credit requirements; and
  9. Earn a minimum of $12,000 annual income

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