To qualify for a loan, all loan borrowers must:

1. Have a U.S residential street address that you currently reside at; (unless military personnel on active duty, in which case it is not required to have a U.S residential street address.)

2. Not be a resident of West Virginia or Iowa;

3. Be at least 18 years old;

4. Have a valid email account;

5. Have a verifiable name, date of birth and social security number;

6. Have a full time job, a full time job offer starting in 6 months (except if accepted to a partner bootcamp and seeking employment after graduation), a regular part time job or another source of regular income;

7. Have a personal banking account at a U.S. financial institution with a routing transit number;

8. Meet our minimum credit requirements; and

9. Earn a minimum of $12,000 annual income