To qualify for a loan, all loan borrowers must:

1. Have a U.S residential street address that you currently reside at; (unless military personnel on active duty, in which case it is not required to have a U.S residential street address.)
2. Not be a resident of West Virginia or Iowa;
3. Be at least 18 years old;
4. Have a valid email account;
5. Have a verifiable name, date of birth and social security number;
6. Have a full time job, a full time job offer starting in 6 months, a regular part time job or another source of regular income;
7. Have a personal banking account at a U.S. financial institution with a routing transit number;
8. Meet our minimum credit requirements; and
9. Earn a minimum of $12,000 annual income