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Investors Borrowers Support Home Making Loan Payments If I make a one-time payment, will it replace my scheduled payment? If I make a one-time payment, will it replace my scheduled payment? No. Creating a one-time payment will not replace your scheduled payments. Please review all payments in your dashboard to ensure that your upcoming payments are correct. Was this article helpful? 19 18 Related Questions: Will my loan be publicly visible on Upstart? No, y our loan will not be visible publicly on...… How does applying for a loan affect my credit? Checking your rate on Upstart will not affect your credit...… What portion of my payment is interest vs. principal? Interest accrues daily on the outstanding principal of the loan....…