Overview

During the loan application process, you’ll need to link a personal checking account in your name. This is required to verify your bank information and may also be used for disbursing your loan funds if you're approved. Business accounts are not accepted.

You can add your bank account securely using one of three methods.

How to Link Your Bank Account

You’ll be prompted to add your bank account during the application flow. When you reach the bank linking screen, choose one of the following options:

✔ Bank Login via Plaid (Fastest Option)
Securely link your account using your bank login credentials. This option verifies your account instantly.

✔ Upload a Voided Check
Submit a clear photo of a voided check from your account. This is usually verified within one business day.

✔ Small Deposits Verification
Enter your account and routing number manually. We’ll make two small test deposits into your account within 2–3 business days. Once you receive them, you’ll log back in and enter the exact amounts to verify your account.

Common Issues When Linking a Bank

If you’re having trouble using Plaid:

• Double-check your online banking username and password
• Try switching to a desktop browser if you’re on mobile
• Log in to your bank directly to confirm your credentials are working
• Try a different verification method if Plaid doesn’t support your bank