Since this is a personal loan, we only take your personal income into consideration. The following are acceptable forms of income:

• Salary, bonus, or commission paid by your employer 

• Hourly wages including overtime

• Self-employment income that you’ve earned consistently for a full calendar year. Please note a filed tax return is required for verification

• Income earned from being a shareholder in a corporation or partnership. Please note a filed tax return is required for verification

• Rental property income that has been earned for a full calendar year. Please note a filed tax return is required for verification

• Trust, Pension, Disability, Retirement, or Social Security income

• Court ordered Alimony, Child Support, or Separate Maintenance (Note: This income does not need to be disclosed if you do not want it considered in your application)

We do not consider the following income:

1. Your household income, including spouse (we only take your personal income into consideration)

2. Inconsistent investment income or dividends from stocks

3. Unrealized gains from equity

4. Signing bonuses or relocation packages

5. Business income (we only take into account your personal salary from your business)