Overview
If you’ve started a loan request through Upstart, you can easily check the status online. Whether you need to continue where you left off, upload documents, or review a loan decision, everything can be accessed through your My Account dashboard.
This guide explains how to track your loan application and what to do if additional information is needed.
How to Check Your Loan Request Status
1. Log Into Your Upstart Account
✔ Visit Upstart.com/login and log in using your email and password.
✔ If you have an in-progress request, you’ll see a pop-up notification asking if you want to resume where you left off.
💡 You can only have one active loan request per product at a time.
2. Navigate to Your Loan Request
✔ Click on your name in the upper right-hand corner of your dashboard.
✔ Select the loan request from the dropdown menu.
✔ If additional steps are required, you’ll see requests for documents or information needed to complete your application.
3. Review Your Loan Decision
✔ In many cases, an instant decision is made based on your application details.
✔ If your loan is approved, you will be able to review and accept your offer online.
✔ If additional verification is required, you’ll be prompted to upload documents before a final decision is made.
Where to Find Important Updates
✔ My Account Dashboard – Track your loan request status and upload documents if needed.
✔ Email Notifications – Check your personal email for messages from Upstart about your loan.
✔ My Account Documents and Notices – View any adverse action notices or account-level communications regarding your application.
💡 Tip: If your loan application is declined, you will receive an adverse action notice in your My Account inbox explaining the decision.
Next Steps
To check the status of your loan application, log into your Upstart account and follow the prompts to continue your application or review your loan decision.
📌 Related Articles:
- Understanding Loan Terms: APR, Principal, and Interest Explained
- Common Reasons for Loan Disqualification