What happens if I am late on my payment?

We will contact you to request payment. If any monthly payment is over 10 days late, you may be charged a late fee of 5% of the unpaid amount or $15, whichever is greater.

If you are more than 30 days late then we will report your delinquency to a credit reporting agency. Upon an Event of Default, we may exercise all the remedies available to us under applicable law or the Promissory note.

If you think you are going to be late on any payment, please contact us immediately.

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